People are living longer and therefore may require help with basic tasks of living – bathing, dressing, personal care, housekeeping or preparing meals. Estimates are that as many as 70 percent of people turning 65 can expect to use some form of long-term care during their lives. People with these needs and limited resources, may be eligible to receive Medicaid long-term care benefits. Currently Medicaid provides care for 2/3 of people in nursing homes.
- Getting approved for Medicaid is not simple.
- There are many rules for qualification, and they change.
- Qualification rules include specific needs, assets and income.
- Proper planning and application preparation can mean the difference between Approval, Denial and/or Elimination period.
- Lack of understanding and planning greatly increases chances of benefit denial.